Ok, that is literally the scariest image I have ever had to made for my site. EVER.
First a little back story, I love shopping, I love Target, and most importantly I love spending money. That being said I am absolutely terrible with money, both with spending it all and with budgeting it. Which is basically how we got to here.
John finished our taxes yesterday, unlike many years before when the government owed us thousands of dollars this year we owe them thousands of dollars. It goes without saying that I haven’t saved any money at all to go towards taxes because I was living on hopes and dreams that we would somehow break even or heck even get money back. Boy was I wrong.
We owe: $2611
Bottom line. I can’t spend for at least 6 weeks in order for us to have enough money to pay this off by the April 15 due date.
Heres how our budget will have to work in order for us to be able to pay the taxes and not have any late fees on our taxes.
I will have $100 to spend on food each week (we already spend this amount give or take a few bucks).
I will have $60 every two weeks for gas and any car related needs.
I will have $30 for prescriptions.
I will have $60 for any household needs. (Toiletries, cleaners, etc)
This all seems totally doable.
A few things I will have to cut back on are:
- Target (cries)
- Starbucks trips
- Online shopping trips.
- Eating out.
I plan on avoiding Target all together because honestly I can’t step foot into that place without Starbucks in my hand and I can’t leave without a minimum of a $60 purchase. I also will be making no more trips to Walgreens unless I need medicine and if I do I will have to fight the urges to buy everything in sight, and if I do not have something that I need for dinner I WILL NOT be running to Walgreens to pick up whatever I needed. I will be cooking EVERY SINGLE DAY, to save on fast food.
I will be checking in every single week to show you how I managed to pull this off….