Jul 15

4 Ways To Support Your Family If You’re Unfit To Work

It’s not a situation many of us would want to be in, but unfortunately, it can happen.

Whether it’s a temporary illness or a long term disability, being unfit to work can have consequences on your life, and the lives of those around you.

But this is a situation you should try and make the best of, even if it seems like all is lost! In this day and age, there are no shortage of financial options available to you. There are plenty of ways to continue supporting your family, even if the worst should happen –  and here are four of them.

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Image Credit

Make use of your creative talent!

Since you’ve got it – why not make the most of it? Seriously – you could do a spot of freelance writing, make and sell crochet products, or work on Photoshop artwork for people. You’d be surprised at how many people, around the web, will be able to make use of a talent you have.

So if you have an injury that means you’re unfit to work and you have more free time, now’s your chance. You could even grow vegetables in the garden and sell them on at the local market. Get creative! The internet is chock-full of markets that allow you to offer your talents for payment, so take a look

Government benefits

In the event of a long-term illness or disability, the state will have your back. There are a variety of disability and sickness benefits you will be eligible to claim, so have a look into them.

By contacting your local council, you’ll get in touch with people who’ll help with getting disability payments for you. There are also state sick pay benefits which could prove useful in the long run.

Payday or short term-loan

Of course, this will only be viable if your injury/illness is for a short while. If you have a long-term disability, then racking up a bunch of credit debts would not be wise. But, if the end is in sight, a low-interest payday loan could provide you with the financial stability you need. Temporarily, anyway.

Just make sure you can afford to pay it back, and don’t borrow more than you need. That’s how the vicious cycle starts! Borrow, then borrow again to pay back the first one!

Pensions and equity

Did you know that you don’t always have to be retirement age before you cash in a pension? In some cases, you can claim it at any age you like, which could mean you have a lump sum waiting to use.

Similarly, if you have paid off a good chunk of your mortgage, you could try and cash in on the equity in your home. The equity refers to the value your house has built up over the years, and it could be tens of thousands of dollars.

Of course, by taking the equity, you have less to pass on to your kids in your will, but this allows you to support them now. If you’re unfit to work, a lump sum of cash is exactly what you need.

Jun 22

Changes

So much has changed here. Actually everything has really.

It all started when I was working for one of the larger reputable blogger programs as a Community Coordinator, that is until about a month ago. The program took added a new manager who in the end made my position unnecessary. Initially I was very upset because I had devoted over three years into this program and I felt a little betrayed. During that month without work as you can imagine things were chaos because we are a large family and really need the income from both of us to survive, especially because Austin is much more expensive than Louisville was.

During the month without work I went through a lot of soul searching because the thought of leaving the kids at home while I work outside of the home scares me. Thats when I realized that maybe its time that the kids help a little more around the house and become more independent so that I can find something outside of the home that will support us. Eventually I started liking the idea of working outside of the home because this means I will get out of the house more (a LOT more) and one thing I really despised about working from home was that I never got to have any adult interaction. The idea of working full-time has really set in and I would like to think I have embraced it fully.meandkids

Since I won’t be home as muchI will have little to no time to blog though. Right? Well I guess that only time will tell. I have felt for a while that things have gone “stale” here mostly because I have felt that I needed to keep up with the other bloggers. I feel like now I will only blog whenever I genuinely have something to say and not because I feel that I need to have content put up on my site. Less is more right?

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I had to find a new doctor whenever we relocated, luckily for me she has been fabulous. I have had so many tests done in just a month or so, some of those tests were ones that I was avoiding because I was scared of the results. It turns out I had little reason to be worried because those tests came back fine. I did however get diagnosed with PCOS and pre-diabetes. The doctor put me on Metformin and suggested that I see the nutritionist asap.

I have been on the Metformin for just over a week now, and its has been rough because this medicine is totally messing up my stomach. But Im fighting and trying to get my health problems under control. Bonus: I have lost 8 pounds! Part of that is probably the medicine and part is probably that I am being more active. I have been going to the pool almost daily and having fun with the family. It turns out that getting away from my computer isn’t a bad thing. I had some serious FOMO (fear of missing out) but it really does feel nice to unplug and just enjoy the beauty of outside, and geez Austin has so much to enjoy.

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Lets not forget that the boys start high school this year and Jayde will be in 8th grade. Those two things alone make me feel a little sick to my stomach… I CANNOT be the mom of kids this age.

Any who, I hope you’ll stick around to see what other crazy changes the future has in store for us. I do plan on documenting my journey with PCOS here whenever I get a free moment and have something decent to contribute here.

Jun 17

Awesome Etsy Finds // pins


pizza true love // rainbow // yas kween // CMYK // blue eye // Frida // white cat // feel the bern // cactus pin // jumanji // girl gang

Jun 06

Awesome Etsy Finds // pizza

slice of heaven onesie // pizza bowtie // dog collar // pizza scented candle // pizza pin // pizza confetti // pizza phone case // buy me pizza shirt // pizza my heart cart

Jun 02

7 potato salads that you will fall in love with

Grill season at last! For us we have a few grill staples like grilled corn, baked beans, grilled veggies and of course potato salad. My oldest son has fallen in love with traditional potato salad, so much that he could probably take down a whole bowl of it. But lets face it, potato salad becomes boring after a while so I took to Pinterest as I always do and found seven potato salad recipes that are going to make it into my meal plan asap!

Southwest roasted potato salad // avocado potato salad // spicy dijion potato salad // german potato salad // southern style potato salad // loaded baked potato salad // chipotle potao salad

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